Independent legal advice for clients living overseas

If you live outside the UK but need independent legal advice for a property or loan in England or Wales, our solicitors can advise you by video call and arrange the signing of documents and certificates around your time zone.

  • ★ 4.9 · 282 Google reviews
  • 70+ lenders
  • SRA-regulated solicitors
  • Video, or in person in London

Live availability

Free 10-minute consultation

ILA from £140 + VAT per person · fee confirmed on the call

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Free consultation · No payment now · All times UK

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  • ★ 4.9 · 282 Google reviews
  • 70+ lenders
  • SRA-regulated solicitors
  • Video, or in person in London

Independent legal advice when you live abroad

Many of our clients are guarantors, gift givers or co-borrowers living abroad who need to sign documents for a property or business loan in England or Wales. The advice is the same as for a client in the UK: your solicitor explains the documents, makes sure you are signing freely, and signs the certificate your lender needs.

We can work around your time zone and arrange how original documents are signed, witnessed and returned.

Does my lender still require advice if I live abroad?

UK lenders generally require independent legal advice for guarantors, third-party chargors and others regardless of where they live. Some lenders have extra requirements for overseas signatories, such as particular witnessing or notarisation, which your solicitor will check with you.

What your solicitor will explain

The documents

What you are signing and your liability under the law of England and Wales.

Signing and witnessing

How documents must be signed and witnessed where you live.

Identity checks

How your identity will be verified from abroad.

Timing

Courier times and how to keep the transaction on schedule.

Completion deadline close? Same-day appointments available.

Documents you'll need

  • The documents you have been asked to sign
  • Your lender's ILA certificate template, if it has one
  • Photo ID (passport)
  • Proof of your overseas address

How it works

  1. 1

    Book a free consultation

    Pick a time above. It takes under a minute.

  2. 2

    Speak to your solicitor

    An SRA-regulated solicitor explains the risks in plain English, by video or in person in London.

  3. 3

    Certificate sent to your lender

    Your signed ILA certificate and documents are dispatched, usually the same day.

Frequently asked questions

Can everything be done remotely?

Usually the advice can be given by video call. Whether documents can be signed electronically or need original signatures depends on the lender, and your solicitor will explain the options.

Do I need a notary?

Some lenders or documents require signatures to be notarised or witnessed by a particular person. We'll check your lender's requirements on your free consultation.

How much does it cost?

Independent legal advice starts from {price} per person. Your solicitor confirms the fixed fee on your free consultation, before any work starts.

SR

Reviewed by Saba Rehman, Solicitor
SRA-regulated · Last reviewed 9 October 2026