Independent legal advice for Aldermore
Aldermore is a specialist bank offering residential, buy-to-let and commercial mortgages and business finance. If Aldermore has asked for independent legal advice for a guarantee, a charge or an occupier's consent, an SRA-regulated solicitor can advise you and send the certificate, often the same day.
- ★ 4.9 · 282 Google reviews
- 70+ lenders
- SRA-regulated solicitors
- Video, or in person in London
Live availability
Free 10-minute consultation
ILA from £140 + VAT per person · fee confirmed on the call
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Free consultation · No payment now · All times UK
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We're currently experiencing a high level of demand, so wait times are an estimated 24–48 hours.
Why Aldermore customers need independent legal advice
Aldermore lends to homeowners, landlords and small businesses, so the documents vary. For businesses and limited company landlords, the most common need is a director’s personal guarantee. For homeowners, it’s usually adults living in the property who must sign an occupier’s consent.
What your solicitor will do
Your solicitor reviews the Aldermore documents, explains them in plain English and checks the decision is yours. If you go ahead, they complete the certificate in the lender’s wording and send it where it needs to go.
When you might need independent legal advice
Business finance guarantees
Directors guaranteeing business loans.
Limited company buy-to-let
Guarantees for property company mortgages.
Commercial mortgages
Guarantees and third-party security for business property.
Occupier's consent
Adults living in a mortgaged home who aren't borrowers.
Not sure what you're signing? Ask a solicitor free.
Before your appointment
- Ask your broker or conveyancer for Aldermore's ILA certificate template and any instructions to the advising solicitor
- Have the final versions of the documents you're being asked to sign
- Photo ID (passport or driving licence) and proof of address dated within the last three months
- Check whether Aldermore accepts advice by video, or needs a face-to-face meeting
- Know your completion or drawdown date, so we can book you in time
How it works
- 1
Book a free consultation
Pick a time above. It takes under a minute.
- 2
Speak to your solicitor
An SRA-regulated solicitor explains the risks in plain English, by video or in person in London.
- 3
Certificate sent to your lender
Your signed ILA certificate and documents are dispatched, usually the same day.
Frequently asked questions
Can you advise all the directors on the same day?
Usually, yes. Each director normally needs a separate, private meeting, and we can often book them back to back.
Do I need to use Aldermore's own certificate?
If Aldermore has given you a certificate or form for the solicitor to sign, use it. Send it to us before your appointment so your solicitor can complete it in the right wording.
Does Aldermore accept independent legal advice by video?
Many lenders now accept video advice, but requirements change and can differ between products. Check Aldermore's instructions, or ask your broker. If a face-to-face meeting is needed, we can arrange one in London.
Are you connected to Aldermore?
No. My Online Lawyer is independent of Aldermore. We connect you with an SRA-regulated solicitor who acts only for you.
My Online Lawyer is not affiliated with, endorsed by or acting for Aldermore. We use the name only to describe documents our clients have been asked to sign. Always follow your lender’s own instructions, and check its requirements with your broker or the lender if you’re unsure.
Reviewed by Saba Rehman, Solicitor
SRA-regulated · Last reviewed 9 October 2026