Independent legal advice for Together
Together is a specialist lender offering bridging loans, secured loans and commercial mortgages. If Together has asked guarantors, chargors or occupiers to take independent legal advice, an SRA-regulated solicitor can explain the documents and sign the certificate quickly, so your completion isn't held up.
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- 70+ lenders
- SRA-regulated solicitors
- Video, or in person in London
Live availability
Free 10-minute consultation
ILA from £140 + VAT per person · fee confirmed on the call
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We're currently experiencing a high level of demand, so wait times are an estimated 24–48 hours.
Why Together customers need independent legal advice
Together lends where mainstream banks often won’t: short-term bridging, second-charge loans, and lending to businesses and property investors. These loans move quickly, and the security often comes from more than one place. That means more people are asked to sign, and more of them need advice.
The people we most often advise for Together loans are directors guaranteeing a company’s borrowing, family members charging their own property as extra security, and adults living in a property being charged.
Things to look at closely
With specialist and bridging finance, your solicitor will pay particular attention to the exit (how the loan will be repaid), the interest and default terms, and every property being charged. See our bridging loan ILA checklist.
When you might need independent legal advice
Bridging loan guarantees
Directors and shareholders guaranteeing short-term loans to a company.
Third-party charges
Family members or partners using their property as extra security.
Second-charge loans
Occupiers and co-owners consenting to a secured loan on a home.
Commercial mortgages
Guarantees and security for business property lending.
Not sure what you're signing? Ask a solicitor free.
Before your appointment
- Ask your broker or conveyancer for Together's ILA certificate template and any instructions to the advising solicitor
- Have the final versions of the documents you're being asked to sign
- Photo ID (passport or driving licence) and proof of address dated within the last three months
- Check whether Together accepts advice by video, or needs a face-to-face meeting
- Know your completion or drawdown date, so we can book you in time
How it works
- 1
Book a free consultation
Pick a time above. It takes under a minute.
- 2
Speak to your solicitor
An SRA-regulated solicitor explains the risks in plain English, by video or in person in London.
- 3
Certificate sent to your lender
Your signed ILA certificate and documents are dispatched, usually the same day.
Frequently asked questions
How quickly can you advise on a Together bridging loan?
Often the same day, once we have the documents and certificate wording. Tell us your completion date when you book.
Do I need to use Together's own certificate?
If Together has given you a certificate or form for the solicitor to sign, use it. Send it to us before your appointment so your solicitor can complete it in the right wording.
Does Together accept independent legal advice by video?
Many lenders now accept video advice, but requirements change and can differ between products. Check Together's instructions, or ask your broker. If a face-to-face meeting is needed, we can arrange one in London.
Are you connected to Together?
No. My Online Lawyer is independent of Together. We connect you with an SRA-regulated solicitor who acts only for you.
My Online Lawyer is not affiliated with, endorsed by or acting for Together. We use the name only to describe documents our clients have been asked to sign. Always follow your lender’s own instructions, and check its requirements with your broker or the lender if you’re unsure.
Reviewed by Saba Rehman, Solicitor
SRA-regulated · Last reviewed 9 October 2026